We believe everyone should have equitable access to affordable credit.
Right now, 1 in 4 people in the U.S. lack access to mainstream financial services and resort to using high interest, predatory loans (think: Payday, Title, Pawn, and Personal Loans) to make ends meet. These 300%+ APR short term loans trap borrowers in a downward debt spiral and severely limit their chances for getting ahead.
Leveraging modern technology, we are building the world's first asset-backed revolving credit product that makes inclusive lending decisions agnostic of credit score and delivers standard interest credit through a simple mobile platform.
While $3T worth of vehicles are owned outright in the U.S., tens of millions of their owners are denied by traditional lenders. We are unlocking the value in those vehicles to provide sustainable credit for those that need it most.
Right now, 1 in 4 people in the U.S. lack access to mainstream financial services and resort to using high interest, predatory loans (think: Payday, Title, Pawn, and Personal Loans) to make ends meet. These 300%+ APR short term loans trap borrowers in a downward debt spiral and severely limit their chances for getting ahead.
Leveraging modern technology, we are building the world's first asset-backed revolving credit product that makes inclusive lending decisions agnostic of credit score and delivers standard interest credit through a simple mobile platform.
While $3T worth of vehicles are owned outright in the U.S., tens of millions of their owners are denied by traditional lenders. We are unlocking the value in those vehicles to provide sustainable credit for those that need it most.
Location: United States
Employees: 11-50
Phone: +1 888-532-0770
Total raised: $439M
Founded date: 2006
Investors 4
| Date | Name | Website |
| - | Uncommon C... | uncommonca... |
| 27.04.2022 | Techstars | techstars.... |
| - | Habitat Pa... | habitatpar... |
| - | Pelion Ven... | pelionvp.c... |
Funding Rounds 4
| Date | Series | Amount | Investors |
| 23.02.2026 | - | $200M | i80 | Grou... |
| 09.10.2025 | Series B | $50M | Clocktower... |
| 17.05.2024 | - | $165M | - |
| 20.06.2023 | Series A | $24M | Uncommon C... |
Mentions in press and media 12
| Date | Title | Description |
| 26.02.2026 | Fintech Innovator Yendo Secures $200M for AI-Powered Credit Expansion | Yendo secured a $200 million funding commitment from i80 Group. This investment drives the expansion of Yendo's AI-enabled asset-backed credit cards. The fintech company offers consumers higher credit limits and prime-like interest rates by... |
| 23.02.2026 | Yendo Raises Additional $200M From i80 Group | Yendo, a Dallas, TX-based fintech company provider of a credit card service, raised additional $200M in funding from i80 Group. The company intends to use the funds to accelerate the growth of its full line of credit card products, includin... |
| 22.02.2026 | Yendo: $200 Million Commitment Secured From i80 For Scaling AI-Enabled Asset-Backed Credit Cards | Yendo announced it has secured a $200 million funding commitment from i80 Group to accelerate the growth of its AI-enabled credit card products. The new capital will support up to $200 million in additional credit card originations, allowin... |
| 13.10.2025 | Yendo Secures $50 Million: A New Era for Underserved American Finance | Fintech innovator Yendo secured $50 million in Series B funding. This Dallas-based company pioneers vehicle-secured credit cards. The capital fuels Yendo's ambitious plan: establishing an AI-powered digital bank. It targets millions of unde... |
| 09.10.2025 | Yendo Raises $50M in Series B Funding | Yendo, a Dallas, TX-based company vehicle-secured credit card provider, raised $50m in Series B funding. Backers included Spice Expeditions, Autotech Ventures, FPV Ventures, Pelion Venture Partners, Mark Cuban, and Clocktower Technology Ven... |
| 09.10.2025 | Yendo: $50 Million Series B Raised For Vehicle-Secured Credit Card | Yendo, a company known for launching a vehicle-secured credit card, has raised $50 million in a Series B funding round. This round saw participation from several notable investors, including Spice Expeditions, Autotech Ventures, FPV Venture... |
| 17.05.2024 | Yendo Raises $165M in Funding | Yendo, a Dallas, TX-based provider of a vehicle-secured credit card, raised $165M in debt financing. i80 Group provided $150M in debt financing while Yendo also raised $15M in equity from undisclosed strategic investors. The company intends... |
| 20.06.2023 | Yendo Raises $24M in Series A Financing | Yendo, a Dallas, TX-based company that created a vehicle-secured credit card, raised $24M in Series A funding. The round was led by FPV Ventures, along with existing investors Human Capital and Autotech Ventures. The company intends to use ... |
| - | Yendo | “The secured credit card powered by the value of your car, not your credit score. Access up to $10k in revolving credit, no credit check, no cash deposit. Built to help you build.” |
| - | Yendo | “Yendo is the credit card powered by your car. Access up to $10k in credit, no credit impact for pre-approval, no cash deposit. All credit scores welcome to apply.” |
Show more