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ProsperOn

http://www.prosperon.io/

75% of young adults surveyed by AICPA (18-34) felt anxious about their finances, and of that, 91% felt it negatively impacted their mental health. In a world with abundant financial information, easy access to budgeting tools, and a plentiful supply of financial advisors, you'd think there's no way 60% of Americans couldn't put together $1,000 to cover an emergency, should one arise. To us, it all comes down to choices. Every day people wake up hundreds of decisions to make before crawling back into bed. As young adults, many of these decisions are imperative to the strength of their financial foundation. When it comes to making these decisions, proper due diligence is often overlooked, and decisions are made based on emotion and not logic. However, this makes sense...the resources needed to make informed decisions are scattered across the internet, detached from their situation, and often overwhelming for a generation that values simplicity.

Our platform teaches students financial literacy through simulation and gamification. We call it an "exhibition game for life" that simulates an entire lifetime of financial decisions while keeping the student in the driver's seat the whole time. The system allows students to choose a career, set up a budget, create and pursue goals, pay down debt, make investments, get insurance, buy pets, get married, and much more. This enables students to explore their desired life path, and in doing so provides a personalized framework through which they can address the same financial challenges they will encounter outside of the simulation. Our platform currently integrates directly into senior and graduate-level classes and includes an administrative portal, a professor portal, a partner portal, and a student portal. Our product is completely free to students and colleges to maximize scalability and access. We instead monetize by allowing companies to endorse specific modules that support their product(s) or brand.